1. Katrina- This Category 5 storm caused at least $125 billion in damage and up to $60 billion in insurance industry claims. At least 1,245 people died in affected areas including the Bahamas, Florida, Cuba, Mississippi, Alabama, Louisiana, and more.
2. Sandy- 2012’s Hurricane Sandy was the second costliest hurricane in US history, claiming the lives of at least 233 people and wrecking over $71.4 billion in damages. Sandy brought her terror to Bermuda, eastern Canada, the Bahamas, and the coastal Mid-Atlantic US states. Notable damages occurred to New Jersey’s famous shoreline.
4. Wilma- Hurricane Wilma ripped through South Florida in 2005, causing $29.3 billion worth of damages. About 87 fatalities resulted from Wilma’s windspeeds, which reached 185 miles per hour.
5. Andrew- Hurricane Andrew, a Category 5 hurricane in 1992, cost $26.5 billion and brought 65 fatalities. The Bahamas and southern states of the US were most affected by the storm.
6. Ivan- Hurricane Ivan of 2004 was a Category 5 hurricane, resulting in the fatalities of approximately 92 people and caused $23.3 billion in damages. In the US, Florida, Louisiana, Alabama, and the eastern costal states were affected.
7. Irene- Hurricane Irene caused $16.6 billion of damage in 2011 mainly in the eastern United States, specifically Connecticut, North Carolina, New Jersey, and New York. Approximately 50 lives were lost in this Category 3 storm.
8. Charley- Hurricane Charley was a Category 4 storm, part of the very active 2004 hurricane season. It caused $15.1 billion in damages in Cuba, Florida, Jamaica, the Cayman Islands, North Carolina, and South Carolina, claiming the lives of 20.
9. Rita- Hurricane Rita of 2005 took the lives of approximately 125 people and caused over $12 billion in damages. Rita was a major blow to parts of Louisiana who had already suffered astronomical damages during Hurricane Katrina only a month earlier. Rita also reached Texas, Arkansas, Illinois, Missouri, Canada, and more.
10. Frances- Hurricane Frances of the 2004 atlantic hurricane season was the tenth costliest storm in US history, causing approximately $9.85 billion in damages. Puerto Rico and Florida were most affected by the storm. Frances wrecked havoc just three weeks following Hurricane Charley, making the situation in Florida even worse, and 49 people lost their lives.
Now that storm, flood and natural disasters are becoming more frequent due to climate changes, it is important for property owners to reassess their flood coverage with their agent or broker and to have emergency plans in place, which includes aligning with a reputable, licensed public adjuster. Since 1960, M. Miller & Son (877-664-5537) has been keeping policy holders from getting soaked once the flood is over.